Infocredit Group provides credit reports of companies all over the world. They provide also other kinds of business reports and for example country reports. Their credit reports are comprehensive with relevant information about the company as well as some sector data. The report is priced at 139,74€/report for a Danish company.
The basic details about the company are shown right away as well as the credit rating analysis. The visual representation of the analysis incorporates current and previous ratings. The basic detail table includes for example sector and tax registration number.
The credit risk analysis is divided into three two different categories: financial risk category and operational risk category. These are incorporated into overall risk. These risk meters show both current and previous risk levels as well as industry averages.
Payment behavior is covered visually and verbally. The visual meter shows the payment index in days also compared to industry average. The table above shows payment habits and negative occurrences.
Above the payment behavior section is a summary of credit risk as well as a suggested credit limit and previous suggested credit limit.
Financial summary table shows the key ratios of the company and probability of default. It also includes basic financial figures, such as revenue, profit figures and other relevant entries.
Also, a more thorough financial statement data is shown, including profitability, liquidity, turnover, and leverage ratios. However, the report does not contain full financial statement.
All in all, the report is comprehensive and very easy-to-read. It has most of the relevant information needed in decision-making. The downside is the relatively high price compared to many competitors’ reports.
- 139,74€/report for a Danish company on 7/2020. Different prices for other countries.